In recent years, there has been much discussion about Americans aging in place. Unfortunately, what some of those discussions fail to touch upon are the costs associated with modifying a home and making it ideal for the disabled. We here at Lift Chairs 101 want to help in that regard by giving our valuable customers a list of resources that may be able to assist them in obtaining the financial assistance and labor needed to make aging in place home modifications. Here it is:
Non-Profits
For starters, there are several local, state and national non-profits that may be able to help with aging in place modifications. To find community and state based non-profits, we’d suggest contacting your local Area Office on Aging and Medicaid office. Once you get a hold of a representative, ask them if your state has a nursing home diversion or home and community based services program. If it does, the programs may cover the costs associated with obtaining medically necessary home modifications and adaptive equipment. As far as national non-profits go, excellent organizations to consider are Rebuilding Together and Home Free Home. Families should also note that any out-of-pocket expenses to make medically necessary modifications may be tax deductible (i.e. IRS Form 2441 and Schedule A Form 1040).
Government Grants, Loans and Claims
If none of the previously mentioned non-profit solutions are available, you may want to investigate government grants and low-interest loans. On place to start is the U.S. Department of Agriculture’s Rural Development Office. They offer eligible seniors a chance to apply for financial assistance to complete essential home repair and rehabilitation. Eligibility and application information is available on the office’s website. Other resources that fall under this category include HUD improvement loans, Veteran’s Administration grants (i.e. SAH, HISA and VD-HCBS) and Access Home Modification Programs. If your disability is work related, you may find relief by filing a home modification catastrophic injury claim with Worker’s Compensation.
Want further information on how to safely age in place? Contact us toll-free at 1-800-880-2514 or send us an e-mail. We’d love to help provide solutions to your pressing aging in place needs.
